Sunday, March 21, 2010

Finally, decision made!

Well, it was hard to decide but it finally came together just like a lot of you said. I took my family to look at the townhouse I was thinking about and they all liked it but I still wasn't sure. So, I went to talk to the mortgage man and had him work up the new house and a refinance for my present home.
I was astounded at the fact that with the refinance I could reduce my house payment by $200.00
a month. That is a lot when you will have a somewhat limited income. I will continue to work but only for fill in at the clinic. Plus I would get an ample refund from my current escrow. It was just too good to pass up. This will make the garage conversion a reality.

This week I was off Thursday instead of Monday and I went out and worked in the garage to pull out a lot of the Rubbermaid containers I have stored there. Saturday we had a garage sale.
Unfortunately about 6:30 am we had a thunderstorm....that put a little bit of a damper on the sale. Luckily it only last about an hour and then cleared off. It was still cool and windy but the sale went on regardless. I had already put the ad in the newspaper so I didn't want to waste my money. We did just OK . I made about $50.00 which isn't too much but I got rid of some stuff. Tomorrow I'm going to go through and weed out stuff to take to Goodwill.

I talked to my carpenter last week ,also, and it will be about 4-5 weeks before he can get over here so I have a little time to work out my plan. I went to Home Depot to get some flowers today and strolled through the window and door aisle and got a couple of magazine with ideas for additions and storage organization. Really saw some good ideas. My sister and her husband are moving in a few weeks and they will have an extra sofa I can have and I some other pieces of furniture in storage so it is starting to come together. Still have a lot of planning and sorting to do but I will try to chronicle it all for you. So if I'm not posting for awhile you'll know I'm up to my eyeballs.

May 5 is the date I've set for my retirement, it seems way too far away but all this planning for the room will help keep my mind busy so it doesn't drag too much. So stay tuned!!!

8 comments:

glimpse of my world said...

Wow retirement!! Good for you.... Although I am sure it is exciting ... much to do... Thinking of you.. holler if I can help you!

sissie said...

I am so glad that you are retiring and moving into the perfect townhome.

Big steps but very exciting too.

Best wishes to you.

hugs
Sissie

Victoria said...

How exciting that you'll be retiring soon! I haven't worked in over a year and I'm soooo loving it, our budget is extremely tight but we manage:) I'll go back eventually but I'm not looking forward to it.
Your garage makeover is very exciting and I can't wait to see the progress!!!

Penny Sue said...

My Dear Miss Sandy,

Wow, exciting times! I'm so proud of you... stepping out and taking on the challenge of something new and exciting and retiring all at the same time! Woo-hoo! You go girlfriend! I'm glad you are staying in your home and that your house payment dropped so dramatically. That has to be of a comfort when facing retirement too. You've put so much TLC into that house that I would think it would be difficult to leave.

May 5th may seem far off, but I'm sure the time will arrive all too soon. I'm excited for you. What will you do with all that "free" time? :) Haha! Knowing you, you'll be busier than ever while you were working. Good to hear what's happening in your life... and I'll try to keep in touch better. I still don't have a computer. I think mine is "dead" and I don't have the money to buy a new one right now. We'll see what happens. My dear husband was kind enough to leave his laptop home with me the last two weeks he went to work. I haven't blogged lately either, because I feel like all I'll do is complain and whine... and I don't want to do that. But life has just been kind of stinky lately... and I'm sick on top of it all. I'm just exhausted.

Hugs,
Penny Sue

Penny Sue said...

Dear Miss Sandy...

Just when I start to feel completely invisible, you, and always you, come to my rescue. You are such a wonderful and faithful friend. I'm trying to find just the right background for this blog page. But, you have no idea what it means to me that you were the first friend in blogworld to "follow" me. I should still try to separate my blog postings, only because food is food and life is life. But, ya know, somewhere in my world, they simply collide.

Hugs to you my dear friend... I can't wait to meet you in heaven... or on earth, whichever comes first.

Penny Sue

P.S. - Have you had the chance to see P.S. I love you. (Movie)? It's a great movie... I'm watching again for the um-teeth time. :)

Lynn said...

Congratulations on your upcoming retirement! I gave my boss Sept 30 as my retirement date. I turn 64 on the 27th and retire on the following Friday. May 5, it NOT a long time away! The townhouse sounds like a wonderful new adventure and it will be wonderful to have all your craft supplies in one place won't it?
Blessings,
Lynn

Anonymous said...

Hi from your fellow RN

I graduated my college in 1973

Pamela RN
BSN

Penny Sue said...

Dear Miss Sandy,

Love ya Babe, and thank you so much for the soooooooooooooooooo happies! I'm sooooooooooooooooo happy too! You are such a precious friend and I appreciate you. So... in less than a week, we've both had "god" (good) news to share! Hugs to you.... and hope you are doing well.
Penny Sue